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The benefits balancing act


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Planning to retire? Maybe not.

Published Wednesday, July 01, 2009

As finance director for Redwood, Calif., Brian Ponty knows that his retirement benefit from the state employee retirement system is secure. But that doesn't keep him from thinking about whether he might delay retirement beyond when he is eligible in a few years. “I have a 12-year-old, and saving for college is our big challenge,” he says. “Our 529 [college saving] program was right on track until last year. Now it's not so much on track. I'll have to consider our circumstances when I'm closer to 55.” Ponty is like many public sector employees who ...

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